Tag: caseyresearch.com

Cash Alternatives: Making Money Work for You

Posted on by The INO.com Team

Just what are "cash" and "cash options?" Some of us take those terms for granted, but after a recent article on sector allocation, one of our subscribers wrote in asking for clarification. Money Forever recommends holding approximately one-third of your portfolio in cash or cash options, but what does that really mean?

To clear up any confusion, "cash options" are not publicly traded options. "Cash alternative" is probably a more appropriate phrase.

I had a pleasant surprise over the holidays, as my own baby-boomer children struck up several kitchen-table discussions. They are wrestling with how to fund their children's college followed by their own sprint to the retirement finish line.

My daughter Dawn said it best: Continue reading "Cash Alternatives: Making Money Work for You" →

Embrace Silver's Volatility All the Way to the Bank

Posted on by The INO.com Team

Most precious-metals investors know that silver is more volatile than gold. But do they know just how big that difference really is?

We thought it would be interesting to measure how much greater silver's daily moves are – both in gains and declines – than gold.

We documented the daily price movements for both metals, and then calculated the difference using absolute values. To interpret the charts below, you need to know that: Continue reading "Embrace Silver's Volatility All the Way to the Bank" →

High Yield Dividend Stocks: What Every Investor Should Look For

Posted on by The INO.com Team

It can be mighty hard to earn any interest at all in today’s banking environment. Many in­vestors are looking to riskier investments to find the kind of returns they once got from an FDIC-insured CD or even a savings account.

But don’t despair. There are still a few decent ways to make your cash earn some income without putting it at too great a risk.

My wife takes care of our filing, and during one of her filing sprees some time ago she walked into my office with the brokerage statement for her IRA and asked me why the interest was less than $1. “Interest rates have gone down that much,” I said.

She replied, “That’s terrible,” and turned around, went back into her office, and stuffed the statement into the appropriate file. Continue reading "High Yield Dividend Stocks: What Every Investor Should Look For" →

Gold Miners vs. the S&P - Surprising Conclusions

Posted on by The INO.com Team

We often hear the claim that gold producers have not met investors' expectations for the past couple years. While there are many potential reasons for this, one explanation for their underperformance lies in the fact that producers diluted their share structures, leaving shareholders with smaller gains than they would have otherwise harvested.

To show how this dilution has impacted the industry, let's first review how gold miners performed last year compared to the S&P 500. Continue reading "Gold Miners vs. the S&P - Surprising Conclusions" →

Are You A Good Candidate for a Reverse Mortgage?

Posted on by The INO.com Team

Two of the top subjects that my Money Forever readers have asked us to cover are annuities, specifically how to pick the right one and covered in the November issue with a companion “how-to” special report (click here for how to get your copy), and reverse mortgages. My guess they’re seeing all those TV ads featuring Henry Winkler and Robert Wagner and wondering if it’s right for them.

Quite simply a reverse mortgage is where you give the bank a mortgage on your home based on your current equity. In return, the mortgage company agrees to pay you a certain amount every month for some period of time: until you die, move out, or celebrate your 100th birthday (the age when they’re generally capped). For a reverse mortgage to be a good investment, you have to outlive your expected mortality and stay in your home. Continue reading "Are You A Good Candidate for a Reverse Mortgage?" →