{"id":49326,"date":"2019-03-15T07:00:24","date_gmt":"2019-03-15T11:00:24","guid":{"rendered":"https:\/\/www.ino.com\/blog\/?p=49326"},"modified":"2019-03-14T12:23:03","modified_gmt":"2019-03-14T16:23:03","slug":"the-bank-that-couldnt-shoot-straight","status":"publish","type":"post","link":"https:\/\/wwwtest.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/","title":{"rendered":"The Bank That Couldn't Shoot Straight"},"content":{"rendered":"

Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week. <\/p>\n

On Monday, the New York Times published a story<\/a> which said employees at the bank \u201cremain under heavy pressure to squeeze extra money out of customers\u201d despite \u201cyears [of] publicly apologizing for deceiving customers with fake bank accounts, unwarranted fees and unwanted products\u201d and claims by top executives that they \u201chave eliminated the aggressive sales targets that spurred bad behavior.\u201d That was a reference to the 2016 scandal in which over a period of many years, thousands of bank employees opened millions of accounts without customers\u2019 knowledge or consent. <\/p>\n

But that proved to be only the beginning of the bank\u2019s problems<\/a>. Since then there has been a steady drip of one scandal after another, from forcing auto loan customers to buy insurance they didn\u2019t need to allegedly overcharging military veterans for mortgage refinances.<\/p>\n

Indeed, \u201ceach time a new scandal breaks, Wells Fargo promises to get to the bottom of it. It promises to make sure it doesn\u2019t happen again, but then a few months later, we hear about another case of dishonest sales practices or gross mismanagement,\u201d<\/em> Rep. Patrick McHenry, R-N.C., told Sloan at a House Financial Services Committee hearing on Tuesday. <\/p>\n

At the hearing, members of both parties lambasted Sloan and his bank. <\/p>\n

\u201cRobbing your customer is not an error in business. It is something more sinister,\u201d<\/em> said Rep. Stephen F. Lynch, D-Mass. <\/p>\n

Yet, the icing on the cake was to come minutes after the hearing ended, when the Office of the Comptroller of the Currency issued a statement that said, \u201cWe continue to be disappointed with Wells Fargo\u2019s performance under our consent orders and its inability to execute effective corporate governance and a successful risk management program. We expect national banks to treat their customers fairly, operate in a safe and sound manner, and follow the rules of law.\u201d<\/em><\/p>\n

Obviously, the OCC \u2013 one of the bank\u2019s main regulators \u2013 doesn\u2019t think it does. According to the Wall Street Journal<\/a>, the agency is even debating whether to force out top executives or directors because it can\u2019t seem to get its act together. It\u2019s also contemplating imposing a special fee on Wells because it costs the agency so much to oversee it.<\/p>\n

At the same time, the Federal Reserve has placed a cap of about $2 trillion on the bank\u2019s assets, meaning that it has to sell businesses or assets if it wants to grow in another area. That seems like an inconvenience rather than a punishment, but the bank has also been fined more than $1 billion by the Consumer Financial Protection Bureau and other government agencies.<\/p>\n

One of the reasons why Sloan is such a lightning rod \u2013 besides the obvious one that he\u2019s the head of a rogue bank \u2013 is that he\u2019s a holdover from the previous regime which perpetrated the fake accounts scandal and all the others that have followed. <\/p>\n

John Stumpf, the previous chairman, and CEO was forced to resign in 2016 after the phony accounts scheme was exposed only to be replaced by Sloan, who had previously been a chief operating officer and chief financial officer. He\u2019s a lifer, having worked at the bank for more than 30 years.<\/p>\n

While I suppose it\u2019s noble of Wells to stick by Sloan through all this, it\u2019s also terrible public and investor relations at best and the height of arrogance at worst. It also costs the bank money in extra borrowing costs. Next time you\u2019re shopping for a certificate of deposit, guess which bank is at or near the top of the list offering the highest rate? Wells Fargo bonds also yield a lot more than its competitors.<\/p>\n

It\u2019s not like Sloan founded Wells Fargo and the fate of the company rides on his staying in place, like a Jeff Bezos or an Elon Musk (we\u2019ll overlook his own regulatory problems for the moment). He\u2019s also not Jamie Dimon.<\/p>\n

So I\u2019m bewildered \u2013 full disclosure, I\u2019m a former shareholder who sold my shares shortly after the fake accounts scandal came to light, costing me several hundred dollars in losses \u2013 why Wells Fargo continues to keep Sloan around. Not only is he a symbol of the bank\u2019s scandal-ridden past and present, but there\u2019s no reason to believe that he hasn\u2019t played a major role in creating that shameful record, given his high positions over the past three decades. <\/p>\n

If for no other reason than to try to change the subject and put a fresh and new face in front of Congress, bank regulators and investors, you would think Wells Fargo<\/a> would put an end to the Sloan regime and bring in someone from the outside. The longer it doesn\u2019t, one of those groups is going to do it for them. That would truly create an unprecedented situation: the head of a large American bank being run out on a rail.<\/p>\n

Visit back to read my next article! <\/p>\n

George Yacik<\/a>
\nINO.com Contributor <\/p>\n

Disclosure: This article is the opinion of the contributor themselves. The above is a matter of opinion provided for general information purposes only and is not intended as investment advice. This contributor is not receiving compensation (other than from INO.com) for their opinion.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week. On Monday, the New York Times published a story which said employees at the bank \u201cremain under heavy pressure to squeeze extra money out of customers\u201d despite \u201cyears […]<\/p>\n","protected":false},"author":16,"featured_media":49329,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6920],"tags":[9137,8929,7308,9136,7333,9139,5941,5442,9138,7372],"class_list":["post-49326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ino-com-contributors","tag-bank-fines","tag-consumer-financial-protection-bureau-cfpb","tag-federal-reserve-chair-janet-yellen","tag-fedspeak","tag-geroge-yacik","tag-john-stumpf","tag-senate-banking-committee","tag-the-federal-reserve","tag-timothy-sloan","tag-wells-fargo-company-nysewfc"],"yoast_head":"\nThe Bank That Couldn't Shoot Straight - INO.com Trader's Blog<\/title>\n<meta name=\"description\" content=\"Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Bank That Couldn't Shoot Straight - INO.com Trader's Blog\" \/>\n<meta property=\"og:description\" content=\"Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/\" \/>\n<meta property=\"og:site_name\" content=\"INO.com Trader's Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/inocom\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-15T11:00:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-03-14T16:23:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"George Yacik\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"George Yacik\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/\"},\"author\":{\"name\":\"George Yacik\",\"@id\":\"https:\/\/www.ino.com\/blog\/#\/schema\/person\/338e515291677fcecc03e9138134bd40\"},\"headline\":\"The Bank That Couldn't Shoot Straight\",\"datePublished\":\"2019-03-15T11:00:24+00:00\",\"dateModified\":\"2019-03-14T16:23:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/\"},\"wordCount\":908,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.ino.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg\",\"keywords\":[\"Bank Fines\",\"Consumer Financial Protection Bureau (CFPB)\",\"Federal Reserve Chair Janet Yellen\",\"Fedspeak\",\"Geroge Yacik\",\"John Stumpf\",\"Senate Banking Committee\",\"The Federal Reserve\",\"Timothy Sloan\",\"Wells Fargo & Company (NYSE:WFC)\"],\"articleSection\":[\"INO.com Contributors\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/\",\"url\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/\",\"name\":\"The Bank That Couldn't Shoot Straight - INO.com Trader's Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.ino.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg\",\"datePublished\":\"2019-03-15T11:00:24+00:00\",\"dateModified\":\"2019-03-14T16:23:03+00:00\",\"description\":\"Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage\",\"url\":\"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg\",\"contentUrl\":\"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg\",\"width\":1280,\"height\":720,\"caption\":\"Wells Fargo\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.ino.com\/blog\/#website\",\"url\":\"https:\/\/www.ino.com\/blog\/\",\"name\":\"INO.com Trader's Blog\",\"description\":\"Expert Charts, Trading Tips and Technical Analysis from INO.com\",\"publisher\":{\"@id\":\"https:\/\/www.ino.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.ino.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.ino.com\/blog\/#organization\",\"name\":\"INO.com Trader's Blog\",\"url\":\"https:\/\/www.ino.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.ino.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.ino.com\/blog\/wp-content\/uploads\/2018\/12\/inologo-400.jpg\",\"contentUrl\":\"https:\/\/www.ino.com\/blog\/wp-content\/uploads\/2018\/12\/inologo-400.jpg\",\"width\":400,\"height\":472,\"caption\":\"INO.com Trader's Blog\"},\"image\":{\"@id\":\"https:\/\/www.ino.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/inocom\/\",\"https:\/\/www.linkedin.com\/company-beta\/1056449\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.ino.com\/blog\/#\/schema\/person\/338e515291677fcecc03e9138134bd40\",\"name\":\"George Yacik\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.ino.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/637823661a7bc350a9185ff2bef387b1?s=96&d=identicon&r=pg\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/637823661a7bc350a9185ff2bef387b1?s=96&d=identicon&r=pg\",\"caption\":\"George Yacik\"},\"url\":\"https:\/\/wwwtest.ino.com\/blog\/author\/george-yacik\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"The Bank That Couldn't Shoot Straight - INO.com Trader's Blog","description":"Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/","og_locale":"en_US","og_type":"article","og_title":"The Bank That Couldn't Shoot Straight - INO.com Trader's Blog","og_description":"Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week.","og_url":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/","og_site_name":"INO.com Trader's Blog","article_publisher":"https:\/\/www.facebook.com\/inocom\/","article_published_time":"2019-03-15T11:00:24+00:00","article_modified_time":"2019-03-14T16:23:03+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/www.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg","type":"image\/jpeg"}],"author":"George Yacik","twitter_card":"summary_large_image","twitter_misc":{"Written by":"George Yacik","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#article","isPartOf":{"@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/"},"author":{"name":"George Yacik","@id":"https:\/\/www.ino.com\/blog\/#\/schema\/person\/338e515291677fcecc03e9138134bd40"},"headline":"The Bank That Couldn't Shoot Straight","datePublished":"2019-03-15T11:00:24+00:00","dateModified":"2019-03-14T16:23:03+00:00","mainEntityOfPage":{"@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/"},"wordCount":908,"commentCount":0,"publisher":{"@id":"https:\/\/www.ino.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage"},"thumbnailUrl":"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg","keywords":["Bank Fines","Consumer Financial Protection Bureau (CFPB)","Federal Reserve Chair Janet Yellen","Fedspeak","Geroge Yacik","John Stumpf","Senate Banking Committee","The Federal Reserve","Timothy Sloan","Wells Fargo & Company (NYSE:WFC)"],"articleSection":["INO.com Contributors"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/","url":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/","name":"The Bank That Couldn't Shoot Straight - INO.com Trader's Blog","isPartOf":{"@id":"https:\/\/www.ino.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage"},"image":{"@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage"},"thumbnailUrl":"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg","datePublished":"2019-03-15T11:00:24+00:00","dateModified":"2019-03-14T16:23:03+00:00","description":"Other than President Donald J. Trump, Wells Fargo CEO Timothy Sloan has to be the most hated man in Washington, or at least he was this week.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ino.com\/blog\/2019\/03\/the-bank-that-couldnt-shoot-straight\/#primaryimage","url":"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg","contentUrl":"https:\/\/wwwtest.ino.com\/blog\/wp-content\/uploads\/2019\/03\/Wells-frago.jpg","width":1280,"height":720,"caption":"Wells Fargo"},{"@type":"WebSite","@id":"https:\/\/www.ino.com\/blog\/#website","url":"https:\/\/www.ino.com\/blog\/","name":"INO.com Trader's Blog","description":"Expert Charts, Trading Tips and Technical Analysis from INO.com","publisher":{"@id":"https:\/\/www.ino.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ino.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.ino.com\/blog\/#organization","name":"INO.com Trader's Blog","url":"https:\/\/www.ino.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ino.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.ino.com\/blog\/wp-content\/uploads\/2018\/12\/inologo-400.jpg","contentUrl":"https:\/\/www.ino.com\/blog\/wp-content\/uploads\/2018\/12\/inologo-400.jpg","width":400,"height":472,"caption":"INO.com Trader's Blog"},"image":{"@id":"https:\/\/www.ino.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/inocom\/","https:\/\/www.linkedin.com\/company-beta\/1056449\/"]},{"@type":"Person","@id":"https:\/\/www.ino.com\/blog\/#\/schema\/person\/338e515291677fcecc03e9138134bd40","name":"George Yacik","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.ino.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/637823661a7bc350a9185ff2bef387b1?s=96&d=identicon&r=pg","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/637823661a7bc350a9185ff2bef387b1?s=96&d=identicon&r=pg","caption":"George Yacik"},"url":"https:\/\/wwwtest.ino.com\/blog\/author\/george-yacik\/"}]}},"_links":{"self":[{"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/posts\/49326"}],"collection":[{"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/comments?post=49326"}],"version-history":[{"count":0,"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/posts\/49326\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/media\/49329"}],"wp:attachment":[{"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/media?parent=49326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/categories?post=49326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wwwtest.ino.com\/blog\/wp-json\/wp\/v2\/tags?post=49326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}